Top (10)Best Instant Loan Apps in India

Top (10)Best Instant Loan Apps in India

Getting an instant loan has become a quick process. But only if you know the right company to approach. An online search and a comparison between the various instant personal loan apps in India for quick cash loans online brings up a multitude of options.

To get a personal loan, through traditional methods, is time consuming. Hence, several instant loan apps are offering instant cash loans. Let’s look at some of the best instant loan apps in India that make it possible to get instant cash loans online easily.


PaySense is essentially for those individuals who are looking to secure a personal loan instantly. Some of the defining features of this particular platform are:-

  •     One will need minimal documents to avail a personal loan.
  •     There is no need to furnish a credit report.

The borrower will not have to do any of the documentation work. An official representing PaySense will visit the borrower at the given address.


Finserv MARKETS is the go to platform for those borrowers who would like to avail a personal loan without any hassle from some of the biggest lenders in India. Additionally, just like PaySense, the applicant will only need to submit very few documents while applying.

Some of the other benefits that a user of Finserv MARKETS can avail through the app are:-

  •     Instant approval
  •     Smooth online process
  •     A free credit health check report


People choose platforms like KreditBee when they want to secure a lesser amount as a personal loan and want to only pay interest on the sum used. Another thing that KreditBee prides itself on is the user-friendly interface. It is believed that the same makes the process of acquiring a personal loan very easy.


A highlighting feature of CASHe is the fact that it has tie-ups with firms such as Amazon, Flipkart and Big Basket. The way it works is that CASHe gives its users the option of purchasing items from these portals and making payments for the same later. Another defining feature is that the users of CASHe can also insure their loans with loan insurance policies that are available on the platform.


In many ways, EarlySalary is much like CASHe, except that the former offers services to a wider range of customers. Like most of the platforms on this list, an EarlySalary user will get his or her loan approved instantly without having to submit an elaborate list of documents.

An EarlySalary user can also shop at online portals such as Amazon, Flipkart and Make My Trip and finance them at low interest rates.


Credy is also one of those portals known for getting its users instantly approved for a personal loan. It is believed that a Credy user ends up getting the loan amount within 24 hours if the application is approved. They can also apply for a top up loan just as easily and efficiently if the need arises.


Dhani is a combination of a Pharmacy app and a platform that helps individuals get instant loans with minimal documentation. It is also known to be one of the best apps for people who are studying as well as working part time.

Two other highlighting features of Dhani are as follows:-

  •     The cashback that the user of the app receives whenever they make a purchase through the platform
  •     A credit line of up to ₹5,00,000 that a user can avail.


MoneyTap is a part of a list of lenders that are known for disbursing money instantly to those who are in need and meet the eligibility criteria.

All one will have to do is complete the KYC process while getting themselves registered. Then, they will see the maximum amount that they can avail as a MoneyTap user in a few hours. Due to such reasons, it is one of the most used Indian financing applications.


SmartCoin is used by those individuals who want a relatively smaller amount as personal loans and repay them conveniently. Another unique feature of this app is that the applications are scanned by artificial intelligence and proprietary algorithms.


mPokket is for students that are facing a short-term cash crunch. Once they enter their PAN card details and their college ID, they can avail the much-needed monetary resources. This is the one feature that sets mPokket apart from most of the other financing apps.

The students who are still studying, however, are not the only ones who can avail for a loan mPokket. The platform also services employees, who can avail a loan of up to ₹30,000.

If you are looking for a quick personal loan you must know that the lending process on Finserv MARKETS app as well as the website is practically paperless and instant. The Bajaj Finance Personal Loan application process is completely online.

The approval of your loan will take just 2 minutes. Post-approval, the loan amount will get credited to your bank account within 30 minutes. Using a personal loan EMI calculator you can calculate your monthly EMI.

Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go.

It offers 500+ financial and lifestyle products, all at one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor-made for you.

We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store.

Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no-cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App

Leave a Reply

Your email address will not be published. Required fields are marked *